SME Finance Institutions & Schemes
Inefficient financial markets are a characteristic of many transition and emerging countries. Usually, the lack of availability of equity and credits affects primarily SMEs as well as micro enterprises. This is why our assistance in the financial sector focuses on financing schemes and institutions for SMEs.
Our work addresses both the supply and demand side of the financial markets. On the supply side, we assist governments, institutions and financial intermediaries in increasing the credit supply effectively available to SMEs. On the demand side, we assist SMEs and business support institutions in applying for loans and distributing information on the availability and conditions of credits.
Examples
- Set-up and management of credit units
- Project identification, evaluation and implementation of direct investments in SMEs for development banks
- Selection of financial intermediaries for the management of SME credit schemes
- Technical assistance to banks in transition and developing countries
- Preparation of procedures and manuals for loan funds
- Design and implementation of training programmes for financial intermediaries